:root{--ink:#0e1a2b;--mut:#55627a;--red:#d0202e;--bg:#fff;--soft:#f3f6fa;--line:#e1e7ef;--navy:#0b1730}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.7 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--red)}img{max-width:100%;height:auto}
.w{max-width:1120px;margin:0 auto;padding:0 24px}
header{position:sticky;top:0;z-index:9;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
header .w{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:68px;flex-wrap:wrap}
header img{display:block;height:19px;width:auto}
nav{display:flex;gap:4px;flex-wrap:wrap}
nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15px;padding:8px 14px;border-radius:99px}
nav a:hover{background:var(--soft)}nav a.on{background:var(--ink);color:#fff}
.hero{background:linear-gradient(100deg,rgba(11,23,48,.94) 25%,rgba(11,23,48,.62)),var(--hero,none) center/cover no-repeat,radial-gradient(1000px 400px at 85% -10%,#24427a 0,transparent 60%),var(--navy);color:#fff;padding:84px 0 72px}
.hero.sm{padding:56px 0 48px}
.eyebrow{color:#ff6b78;font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:13px;margin:0 0 12px}
h1{font-size:clamp(32px,5vw,54px);line-height:1.1;margin:0;letter-spacing:-.02em;max-width:18ch}
.hero p.lead{max-width:62ch;color:#c5d0e4;font-size:19px;margin:20px 0 0}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:16px;margin-top:44px}
.stat{border:1px solid rgba(255,255,255,.16);border-radius:16px;padding:18px 20px;background:rgba(255,255,255,.05)}
.stat b{display:block;font-size:30px;line-height:1.1}.stat span{color:#c5d0e4;font-size:14px}
main{padding:56px 0 72px}
.cols{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;align-items:start}
.cols.one{grid-template-columns:minmax(0,760px)}
.prose p{margin:0 0 18px}.prose h2{font-size:26px;margin:36px 0 12px}.prose h2:first-child{margin-top:0}
.prose h3{font-size:19px;margin:28px 0 8px}
.prose ul{padding:0;margin:0 0 20px;list-style:none}
.prose li{position:relative;padding:8px 0 8px 28px;border-bottom:1px solid var(--line)}
.prose li:before{content:"";position:absolute;left:4px;top:18px;width:9px;height:9px;border-radius:50%;background:var(--red)}
.steps{counter-reset:s;display:grid;gap:12px;margin:0 0 20px}
.step{background:var(--soft);border-radius:14px;padding:16px 20px 16px 64px;position:relative}
.step strong{position:absolute;left:18px;top:14px;width:32px;height:32px;border-radius:50%;background:var(--red);color:#fff;display:grid;place-items:center;font-size:15px}
aside{position:sticky;top:90px;background:var(--soft);border-radius:18px;padding:22px}
aside h4{margin:0 0 10px;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--mut)}
aside a{display:block;padding:9px 12px;border-radius:10px;text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
aside a:hover{background:#fff}aside a.on{background:#fff;color:var(--red);box-shadow:0 1px 0 var(--line)}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:18px;margin-top:20px}
.card{display:block;text-decoration:none;color:inherit;border:1px solid var(--line);border-radius:18px;padding:24px;transition:.2s}
.card:hover{transform:translateY(-3px);border-color:var(--red);box-shadow:0 14px 30px -16px rgba(14,26,43,.35)}
.card b{display:block;font-size:19px;margin-bottom:6px}.card span{color:var(--mut);font-size:15px;line-height:1.5;display:block}
.card i{display:block;margin-top:14px;color:var(--red);font-style:normal;font-weight:700;font-size:14px}
.sec-h{font-size:30px;margin:56px 0 0;letter-spacing:-.01em}
.btn{display:inline-block;background:var(--red);color:#fff!important;text-decoration:none;font-weight:700;padding:12px 22px;border-radius:99px}
.ct{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin:28px 0}
.ct div{border:1px solid var(--line);border-radius:18px;padding:22px}
.ct small{display:block;color:var(--mut);font-size:13px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;margin-bottom:6px}
.ct a{color:var(--ink);font-weight:600;text-decoration:none;word-break:break-all}
.itw{display:flex;align-items:center;gap:22px;background:var(--soft);border-radius:18px;padding:18px 22px;margin-top:8px}
.itw img{width:96px;border-radius:12px}
footer{background:var(--navy);color:#9fb0cc;padding:40px 0;font-size:15px}
footer .w{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
footer a{color:#fff;text-decoration:none;margin-right:16px}footer b{color:#fff}
 .ic{width:24px;height:24px;flex:none}
.hero .w{position:relative}.art{position:absolute;right:24px;top:50%;transform:translateY(-50%);width:min(420px,42%);opacity:.9;pointer-events:none}
.hico{display:grid;place-items:center;width:64px;height:64px;border-radius:18px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:#ff6b78;margin-bottom:20px}.hico .ic{width:32px;height:32px}
.bub{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:#fdebed;color:var(--red);margin-bottom:16px}
.stat .ic{color:#ff6b78;margin-bottom:10px}
.ct small{display:flex;align-items:center;gap:8px}.ct small .ic{width:20px;height:20px;color:var(--red)}
aside a{display:flex;align-items:center;gap:10px}aside a .ic{width:20px;height:20px;color:var(--red)}
.prose li:before{display:none}.prose li{padding-left:34px}.prose li:after{content:"";position:absolute;left:6px;top:15px;width:14px;height:8px;border-left:2.5px solid var(--red);border-bottom:2.5px solid var(--red);transform:rotate(-45deg) scale(.8)}
.itw{border:1px solid var(--line)}
@media(max-width:860px){.art{display:none}}
@media(max-width:860px){.cols{grid-template-columns:1fr;gap:32px}aside{position:static}.hero{padding:56px 0 48px}}